Lifestyle Therapy

Content related to a healthy and / or therapeutic lifestyle.

A Frugal Lifestyle

By Edwin Shackleford

The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from.

But if you are guided with the right principles and reasons in deciding to live a frugal life, you would never go wrong.

If you have decided to live frugally, no need to be worried of insults. Keep your head up high. And keep your focus through these tips.

1. Eating Out – Having gimmicks with friends on a Friday night is fine if you do it once in a while. But this can be expensive if you add them up at the end of the month.

2. Clothing – Naturally, if you are the kind of person who adores signature and designer clothes, do not expect that there will be something left of your take home pay. Instead of being trendy, wear clothes that can easily be matched with your other clothes.

3. Own Home – If you are planning to move out and find a place to settle, do not be overwhelmed by the excitement, instead be practical. As a start, buy a smaller house or try other ways like rent-to-own, do-it-yourself arrangements, and owner financing.

4. Buying Your Own Car – Shy away from sports cars or SUVs. Just stick to your purpose of buying a car which is to transport you anywhere you need to go. Check out also program cars like a new car warranty. Maybe this is not just the best time to replace your car with a new one.

5. Shopping for Groceries – As much as possible do not go with items that are branded. Choose non-brands and try looking for items on the highest or lowest shelves for best prices. Grab the opportunity and shop during sales or use coupons.

6. Family Out – There are inexpensive ways to bond with your family and be entertained like going to libraries, local parks, malling, picnics, visit friends and local church.

7. Buying School Supplies – Stock school supplies at home and do not buy anything fancy.

8. Be contented with what you have and try to live within what you earn.

9. Plan your Child’s College Education – Teach them the ways to be independent and self-supporting by encouraging them to apply for scholarships and “on campus jobs”.

10. Be Aware of your Financial Limitations

11. Anticipate your Failures by Planning – Have always a budget plan so you would avoid impulsive buying.

About the Author: Visit Edwins site for more free tips on setting up a family budget. http://www.free-online-course.com/familybudget

Source: www.isnare.com

Permanent Link: http://www.isnare.com/?aid=44179&ca=Finances

Read the rest here: A Frugal Lifestyle

Post to Twitter

Immigration

By Paul Babs

The lure of riches in a foreign land, the potential of awesome new opportunities, dreams of what might be – all these sometimes entice people to immigrate to a different country. Being reunited with a loved one or just longing for adventure are also strong reasons for immigrating. Sometimes, rather than being drawn to a new country, one is pushed: religious persecution, starvation when the crops have failed, escaping unbearable family situations. Certainly wars, revolutions and political unrest have caused thousands to try to find a peaceful existence elsewhere. And decades ago, many were forced against their will to live in a new country as slaves or as prisoners.

For all who move on, pulling up roots from their homeland can be traumatic. It truly is not an easy decision to make, and today about 15% of those who leave their native country choose to return, finding that adjusting to a new society is too difficult.

The easiest transitions occur when the immigrants can find a community made up of people from their native home. They can keep a lot of their old customs while integrating the new country’s language, values and culture. Experience seems to indicate that to be happy they need to wholeheartedly try to assimilate the new ways and not begrudge the environment being different. Home is where the heart is! Home needs to be wherever we are!

While planning to remain permanently in the new country, most find work and strive to own a home of their own. They learn the new language (sometimes laughingly) and educate their children in the new ways, without having the children cut the bonds that tie them to their native roots. To honor both countries with love is the goal!

Immigrants have made enormous contributions to the economies and cultures of their new countries, yet these are often made with tremendous difficulty. Newcomers face many challenges in being accepted, and when they arrive from being ‘pushed’ to the new country, rather than ‘longing’ for it, the transition is even harder. Sometimes those original dreams just don’t come true.

The immigrants who make a very good living in the new country and are able to send money home to relatives in the native country are usually glad they made the transition. Some are able to establish business links with the businesses back home, helping to ease the problems that are faced there. Other immigrants finally retire and return to their native land for their old age, only to find that it, too, has changed.

Ultimately we each have to learn to cherish where we are. The old saying, “Where ever I go, I go, too!” still rings true.

About the Author: Paul Babs is the owner of Citizens Stopshop which tackles all immigration issues. For more information, go to: http://www.yesimmigration.com

Source: www.isnare.com

Permanent Link: http://www.isnare.com/?aid=43058&ca=Society

Read the original here:

Post to Twitter